/* ============================================================
   Takaful-hibah.com — takaful-kenderaan.css
   ============================================================ */

/* ── Light-bg section overrides ── */
.art-body-bg h2,
.art-body-bg h3 { color: var(--navy); }
.art-body-bg .section-sub { color: #4a6580; }
.art-body-bg .section-label { color: var(--gold-dk); }

/* ── Important Notes box (inside art-body-bg) ── */
.art-body-bg .art-highlight {
  background: var(--navy);
  border: 1px solid rgba(201,168,76,0.25);
  border-left: 4px solid var(--gold);
}
.art-body-bg .art-highlight .art-highlight-title {
  color: var(--gold);
  font-size: 0.82rem;
}
.art-body-bg .art-highlight li,
.art-body-bg .art-highlight p {
  color: var(--body);
}
.art-body-bg .art-highlight strong {
  color: var(--white);
}

/* ── Final CTA fixes ── */
.final-cta em {
  color: #fff;
  text-shadow: 0 1px 6px rgba(0,0,0,0.18);
}
.final-cta .fca-content p {
  color: rgba(13,27,42,0.8);
}
.final-cta .btn-outline {
  border-color: rgba(13,27,42,0.45);
  color: var(--navy);
}
.final-cta .btn-outline:hover {
  border-color: var(--navy);
  color: var(--navy);
  background: rgba(13,27,42,0.08);
  transform: translateY(-2px);
}
.final-cta .fca-trust {
  color: rgba(13,27,42,0.8);
}

/* ── Header actions ── */
.tk-header-actions {
  display: flex;
  flex-direction: column;
  gap: 12px;
  margin-top: 28px;
  width: 100%;
}
.tk-header-actions .btn { justify-content: center; }

.tk-badges {
  display: flex;
  flex-wrap: wrap;
  gap: 8px;
  margin-top: 20px;
  justify-content: center;
}
.tk-badge {
  font-size: 0.74rem;
  font-weight: 600;
  color: rgba(255,255,255,0.8);
  background: rgba(255,255,255,0.08);
  border: 1px solid rgba(255,255,255,0.15);
  border-radius: 100px;
  padding: 5px 14px;
}

/* ── Why section ── */
.tk-why-grid {
  display: grid;
  grid-template-columns: 1fr;
  gap: 20px;
  margin-top: 8px;
}
.tk-why-card {
  background: var(--navy2);
  border: 1px solid var(--navy-bdr);
  border-radius: 16px;
  padding: 28px 24px;
  display: flex;
  flex-direction: column;
  align-items: center;
  text-align: center;
  gap: 12px;
  transition: box-shadow 0.2s var(--ease), transform 0.2s var(--ease);
}
.tk-why-card:hover {
  box-shadow: 0 8px 32px rgba(0,0,0,0.25);
  transform: translateY(-3px);
}
.tk-why-icon { font-size: 2.4rem; line-height: 1; }
.tk-why-card h3 {
  font-size: 1.05rem;
  font-weight: 700;
  color: var(--white);
  margin: 0;
}
.tk-why-card p {
  font-size: 0.88rem;
  color: var(--body);
  line-height: 1.75;
  margin: 0;
}
.tk-why-solution {
  font-size: 0.78rem;
  font-weight: 700;
  color: var(--gold);
  background: rgba(201,168,76,0.1);
  border: 1px solid rgba(201,168,76,0.25);
  border-radius: 8px;
  padding: 6px 12px;
  display: inline-block;
  align-self: center;
}

/* ── Coverage type cards ── */
.tk-type-grid {
  display: grid;
  grid-template-columns: 1fr;
  gap: 20px;
  margin-top: 8px;
}
.tk-type-card {
  background: var(--white);
  border: 2px solid var(--border);
  border-radius: 18px;
  overflow: hidden;
  transition: box-shadow 0.2s var(--ease), transform 0.2s var(--ease);
  text-align: center;
}
.tk-type-card:hover {
  box-shadow: 0 10px 36px rgba(0,0,0,0.1);
  transform: translateY(-3px);
}
.tk-type-featured {
  border-color: var(--gold);
  box-shadow: 0 8px 32px rgba(201,168,76,0.18);
}
.tk-type-popular {
  position: absolute;
  top: 0; right: 0;
  background: var(--gold);
  color: var(--navy);
  font-size: 0.7rem;
  font-weight: 800;
  padding: 5px 14px;
  border-bottom-left-radius: 12px;
}
.tk-type-card { position: relative; }
.tk-type-header {
  padding: 24px 24px 20px;
  text-align: center;
}
.tk-type-tp       { background: linear-gradient(135deg, #2c3e50, #1a252f); }
.tk-type-tpft     { background: linear-gradient(135deg, #1a3a2a, #0f2a1a); }
.tk-type-komprehensif { background: linear-gradient(135deg, #c9a84c, #a87a0c); }

.tk-type-name {
  font-size: 1.2rem;
  font-weight: 900;
  color: #fff;
  letter-spacing: -0.02em;
}
.tk-type-tag {
  font-size: 0.75rem;
  color: rgba(255,255,255,0.7);
  margin-top: 4px;
}
.tk-type-body { padding: 20px 24px 24px; }
.tk-type-list {
  list-style: none;
  padding: 0;
  margin: 0 0 20px;
  display: flex;
  flex-direction: column;
  text-align: left;
}
.tk-type-list li {
  display: flex;
  align-items: flex-start;
  gap: 10px;
  padding: 8px 0;
  border-bottom: 1px solid var(--border);
  font-size: 0.84rem;
  color: #4a6580;
  line-height: 1.5;
}
.tk-type-list li:last-child { border-bottom: none; }
.tk-check { color: #1a7a3a; font-weight: 700; flex-shrink: 0; margin-top: 1px; }
.tk-cross { color: #ccc; font-weight: 700; flex-shrink: 0; margin-top: 1px; }
.tk-type-btn {
  width: 100%;
  justify-content: center;
}
.tk-type-card:not(.tk-type-featured) .tk-type-btn {
  background: var(--navy);
  color: var(--gold);
  border: 1.5px solid rgba(201,168,76,0.3);
}
.tk-type-card:not(.tk-type-featured) .tk-type-btn:hover {
  background: #0a1826;
  border-color: var(--gold);
  transform: translateY(-2px);
}

/* ── Coverage items ── */
.tk-cover-grid {
  display: grid;
  grid-template-columns: 1fr;
  gap: 16px;
}
.tk-cover-card {
  background: var(--white);
  border: 1px solid var(--border);
  border-radius: 14px;
  padding: 22px 20px;
  display: flex;
  flex-direction: column;
  align-items: center;
  text-align: center;
  gap: 8px;
  transition: box-shadow 0.2s var(--ease);
}
.tk-cover-card:hover { box-shadow: 0 6px 24px rgba(0,0,0,0.08); }
.tk-cover-icon { font-size: 1.8rem; line-height: 1; }
.tk-cover-card h3 {
  font-size: 0.98rem;
  font-weight: 700;
  color: var(--navy);
  margin: 0;
}
.tk-cover-card p {
  font-size: 0.84rem;
  color: #4a6580;
  line-height: 1.65;
  margin: 0;
}
.tk-cover-note {
  font-size: 0.74rem;
  font-weight: 600;
  color: var(--gold-dk);
  margin-top: 2px;
}

/* ── Add-ons ── */
.tk-addon-grid {
  display: grid;
  grid-template-columns: 1fr;
  gap: 16px;
}
.tk-addon-card {
  background: var(--navy2);
  border: 1px solid var(--navy-bdr);
  border-radius: 14px;
  padding: 24px 20px;
  display: flex;
  flex-direction: column;
  align-items: center;
  text-align: center;
  gap: 8px;
}
.tk-addon-icon { font-size: 2rem; line-height: 1; }
.tk-addon-card h3 {
  font-size: 0.96rem;
  font-weight: 700;
  color: var(--white);
  margin: 0;
}
.tk-addon-card p {
  font-size: 0.83rem;
  color: var(--body);
  line-height: 1.65;
  margin: 0;
}
.tk-addon-note {
  font-size: 0.74rem;
  color: var(--gold);
  font-weight: 600;
  margin-top: 2px;
}

/* ── NCD table ── */
.tk-ncd-table {
  width: 100%;
  border-collapse: collapse;
  font-size: 0.85rem;
  margin-top: 8px;
  background: var(--navy2);
}
.tk-ncd-table th {
  background: rgba(201,168,76,0.12);
  color: var(--gold);
  font-weight: 700;
  padding: 12px 16px;
  text-align: left;
  font-size: 0.78rem;
  letter-spacing: 0.05em;
  border-bottom: 1px solid rgba(201,168,76,0.2);
}
.tk-ncd-table td {
  padding: 11px 16px;
  border-bottom: 1px solid rgba(255,255,255,0.06);
  color: var(--body);
}
.tk-ncd-table tr:last-child td { border-bottom: none; }
.tk-ncd-table tr:nth-child(even) td { background: rgba(255,255,255,0.03); }
.tk-ncd-highlight {
  font-weight: 700;
  color: #5dd68a;
}

/* ══════════════════════════════════════════
   TABLET (≥640px)
══════════════════════════════════════════ */
@media (min-width: 640px) {
  .tk-header-actions {
    flex-direction: row;
    width: auto;
  }
  .tk-header-actions .btn { width: auto; }
  .tk-why-grid  { grid-template-columns: repeat(2, 1fr); }
  .tk-cover-grid { grid-template-columns: repeat(2, 1fr); }
  .tk-addon-grid { grid-template-columns: repeat(2, 1fr); }
}

/* ══════════════════════════════════════════
   DESKTOP (≥768px)
══════════════════════════════════════════ */
@media (min-width: 768px) {
  .tk-badges { justify-content: flex-start; }
  .tk-why-grid  { grid-template-columns: repeat(3, 1fr); }
  .tk-type-grid { grid-template-columns: repeat(3, 1fr); gap: 24px; }
  .tk-cover-grid { grid-template-columns: repeat(4, 1fr); }
  .tk-addon-grid { grid-template-columns: repeat(3, 1fr); }
}