/* ============================================================
   Takaful-hibah.com — medikal-kad.css
   ============================================================ */

/* ── Light-bg section overrides ── */
.art-body-bg h2,
.art-body-bg h3 { color: var(--navy); }
.art-body-bg .section-sub { color: #4a6580; }
.art-body-bg .section-label { color: var(--gold-dk); }

/* ── Important Notes box (inside art-body-bg) ── */
.art-body-bg .art-highlight {
  background: var(--navy);
  border: 1px solid rgba(201,168,76,0.25);
  border-left: 4px solid var(--gold);
}
.art-body-bg .art-highlight .art-highlight-title {
  color: var(--gold);
  font-size: 0.82rem;
}
.art-body-bg .art-highlight li,
.art-body-bg .art-highlight p {
  color: var(--body);
}
.art-body-bg .art-highlight strong {
  color: var(--white);
}

/* ── Final CTA fixes ── */
.final-cta em {
  color: #fff;
  text-shadow: 0 1px 6px rgba(0,0,0,0.18);
}
.final-cta .fca-content p {
  color: rgba(13,27,42,0.8);
}
.final-cta .btn-outline {
  border-color: rgba(13,27,42,0.45);
  color: var(--navy);
}
.final-cta .btn-outline:hover {
  border-color: var(--navy);
  color: var(--navy);
  background: rgba(13,27,42,0.08);
  transform: translateY(-2px);
}
.final-cta .fca-trust {
  color: rgba(13,27,42,0.8);
}

/* ── Header actions ── */
.mk-header-actions {
  display: flex;
  flex-direction: column;
  gap: 12px;
  margin-top: 28px;
  width: 100%;
}
.mk-header-actions .btn { justify-content: center; }

.mk-badges {
  display: flex;
  flex-wrap: wrap;
  gap: 8px;
  margin-top: 20px;
  justify-content: center;
}
.mk-badge {
  font-size: 0.74rem;
  font-weight: 600;
  color: rgba(255,255,255,0.8);
  background: rgba(255,255,255,0.08);
  border: 1px solid rgba(255,255,255,0.15);
  border-radius: 100px;
  padding: 5px 14px;
}

/* ── Why section ── */
.mk-why-grid {
  display: grid;
  grid-template-columns: 1fr;
  gap: 20px;
  margin-top: 8px;
}
.mk-why-card {
  background: var(--navy2);
  border: 1px solid var(--navy-bdr);
  border-radius: 16px;
  padding: 28px 24px;
  display: flex;
  flex-direction: column;
  align-items: center;
  text-align: center;
  gap: 12px;
  transition: box-shadow 0.2s var(--ease), transform 0.2s var(--ease);
}
.mk-why-card:hover {
  box-shadow: 0 8px 32px rgba(0,0,0,0.25);
  transform: translateY(-3px);
}
.mk-why-icon { font-size: 2.4rem; line-height: 1; }
.mk-why-card h3 {
  font-size: 1.05rem;
  font-weight: 700;
  color: var(--white);
  margin: 0;
}
.mk-why-card p {
  font-size: 0.88rem;
  color: var(--body);
  line-height: 1.75;
  margin: 0;
}
.mk-why-solution {
  font-size: 0.78rem;
  font-weight: 700;
  color: var(--gold);
  background: rgba(201,168,76,0.1);
  border: 1px solid rgba(201,168,76,0.25);
  border-radius: 8px;
  padding: 6px 12px;
  display: inline-block;
  align-self: center;
}

/* ── Coverage cards ── */
.mk-cover-grid {
  display: grid;
  grid-template-columns: 1fr;
  gap: 16px;
}
.mk-cover-card {
  background: var(--white);
  border: 1px solid var(--border);
  border-radius: 14px;
  padding: 22px 20px;
  display: flex;
  flex-direction: column;
  align-items: center;
  text-align: center;
  gap: 8px;
  transition: box-shadow 0.2s var(--ease);
}
.mk-cover-card:hover { box-shadow: 0 6px 24px rgba(0,0,0,0.08); }
.mk-cover-icon { font-size: 1.8rem; line-height: 1; }
.mk-cover-card h3 {
  font-size: 0.98rem;
  font-weight: 700;
  color: var(--navy);
  margin: 0;
}
.mk-cover-card p {
  font-size: 0.84rem;
  color: #4a6580;
  line-height: 1.65;
  margin: 0;
}
.mk-cover-note {
  font-size: 0.74rem;
  font-weight: 600;
  color: var(--gold-dk);
  margin-top: 2px;
}

/* ── Plan comparison ── */
.mk-plan-grid {
  display: grid;
  grid-template-columns: 1fr;
  gap: 20px;
  margin-top: 8px;
}
.mk-plan-card {
  border-radius: 20px;
  overflow: hidden;
  border: 2px solid var(--border);
  background: var(--white);
  position: relative;
  transition: box-shadow 0.2s var(--ease), transform 0.2s var(--ease);
}
.mk-plan-card:hover {
  box-shadow: 0 10px 36px rgba(0,0,0,0.1);
  transform: translateY(-3px);
}
.mk-plan-featured {
  border-color: var(--gold);
  box-shadow: 0 8px 32px rgba(201,168,76,0.18);
}
.mk-plan-popular {
  position: absolute;
  top: 0; right: 0;
  background: var(--gold);
  color: var(--navy);
  font-size: 0.7rem;
  font-weight: 800;
  padding: 5px 14px;
  border-bottom-left-radius: 12px;
}
.mk-plan-header {
  padding: 24px 24px 20px;
  text-align: center;
}
.mk-plan-asas     { background: linear-gradient(135deg, #1a3a2a, #0f2a1a); }
.mk-plan-sederhana { background: linear-gradient(135deg, #c9a84c, #a87a0c); }
.mk-plan-premium  { background: linear-gradient(135deg, #1a1a2e, #16213e); }

.mk-plan-name {
  font-size: 1.5rem;
  font-weight: 900;
  color: #fff;
  letter-spacing: -0.02em;
}
.mk-plan-tag {
  font-size: 0.75rem;
  color: rgba(255,255,255,0.7);
  margin-top: 2px;
}
.mk-plan-body { padding: 20px 24px 24px; }
.mk-plan-list {
  list-style: none;
  padding: 0;
  margin: 0 0 20px;
  display: flex;
  flex-direction: column;
}
.mk-plan-list li {
  display: flex;
  justify-content: space-between;
  align-items: center;
  padding: 10px 0;
  border-bottom: 1px solid var(--border);
  gap: 8px;
}
.mk-plan-list li:last-child { border-bottom: none; }
.mk-label {
  font-size: 0.82rem;
  color: #4a6580;
  flex: 1;
}
.mk-val {
  font-size: 0.84rem;
  font-weight: 700;
  color: var(--navy);
  text-align: right;
  white-space: nowrap;
}
.mk-plan-btn {
  width: 100%;
  justify-content: center;
}
.mk-plan-card:not(.mk-plan-featured) .mk-plan-btn {
  background: var(--navy);
  color: var(--gold);
  border: 1.5px solid rgba(201,168,76,0.3);
}
.mk-plan-card:not(.mk-plan-featured) .mk-plan-btn:hover {
  background: #0a1826;
  border-color: var(--gold);
  transform: translateY(-2px);
}
.mk-plan-note {
  margin-top: 24px;
  padding: 16px 20px;
  background: rgba(201,168,76,0.06);
  border: 1px solid rgba(201,168,76,0.15);
  border-radius: 10px;
  font-size: 0.78rem;
  color: var(--muted);
  line-height: 1.65;
}
.mk-plan-note p { margin: 0; }

/* ── Hospital Panel ── */
.mk-panel-grid {
  display: grid;
  grid-template-columns: 1fr;
  gap: 16px;
  margin-bottom: 20px;
}
.mk-panel-card {
  background: var(--white);
  border: 1px solid var(--border);
  border-radius: 14px;
  padding: 22px 20px;
  text-align: center;
  transition: box-shadow 0.2s var(--ease);
}
.mk-panel-card:hover { box-shadow: 0 6px 20px rgba(0,0,0,0.07); }
.mk-panel-label {
  font-size: 0.68rem;
  font-weight: 700;
  letter-spacing: 0.1em;
  text-transform: uppercase;
  color: var(--gold-dk);
  margin-bottom: 6px;
}
.mk-panel-name {
  font-size: 1.05rem;
  font-weight: 700;
  color: var(--navy);
  margin-bottom: 8px;
}
.mk-panel-card p {
  font-size: 0.83rem;
  color: #4a6580;
  line-height: 1.6;
  margin: 0;
}
.mk-cashless-badge {
  display: inline-flex;
  align-items: center;
  gap: 6px;
  font-size: 0.76rem;
  font-weight: 700;
  color: #1a7a3a;
  background: rgba(26,122,58,0.08);
  border: 1px solid rgba(26,122,58,0.2);
  border-radius: 100px;
  padding: 4px 12px;
  margin-top: 10px;
}

/* ── Eligibility ── */
.mk-elig-grid {
  display: grid;
  grid-template-columns: 1fr;
  gap: 16px;
}
.mk-elig-item {
  background: var(--navy2);
  border: 1px solid var(--navy-bdr);
  border-top: 3px solid var(--gold);
  border-radius: 16px;
  padding: 32px 24px 28px;
  text-align: center;
  display: flex;
  flex-direction: column;
  align-items: center;
  gap: 14px;
  transition: transform 0.25s var(--ease), box-shadow 0.25s var(--ease);
}
.mk-elig-item:hover {
  transform: translateY(-5px);
  box-shadow: 0 16px 48px rgba(0,0,0,0.35), 0 0 0 1px rgba(201,168,76,0.25);
}
.mk-elig-icon-wrap {
  width: 64px;
  height: 64px;
  border-radius: 50%;
  background: rgba(201,168,76,0.1);
  border: 1px solid rgba(201,168,76,0.2);
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 1.8rem;
  flex-shrink: 0;
}
.mk-elig-item h3 {
  font-size: 1rem;
  font-weight: 700;
  color: var(--white);
  margin: 0;
}
.mk-elig-item p {
  font-size: 0.83rem;
  color: var(--body);
  line-height: 1.65;
  margin: 0;
}

/* ══════════════════════════════════════════
   TABLET (≥640px)
══════════════════════════════════════════ */
@media (min-width: 640px) {
  .mk-header-actions {
    flex-direction: row;
    width: auto;
  }
  .mk-header-actions .btn { width: auto; }
  .mk-why-grid { grid-template-columns: repeat(2, 1fr); }
  .mk-cover-grid { grid-template-columns: repeat(2, 1fr); }
  .mk-panel-grid { grid-template-columns: repeat(2, 1fr); }
  .mk-elig-grid  { grid-template-columns: repeat(2, 1fr); }
}

/* ══════════════════════════════════════════
   DESKTOP (≥768px)
══════════════════════════════════════════ */
@media (min-width: 768px) {
  .mk-badges { justify-content: flex-start; }
  .mk-why-grid { grid-template-columns: repeat(3, 1fr); }
  .mk-cover-grid { grid-template-columns: repeat(4, 1fr); }
  .mk-plan-grid { grid-template-columns: repeat(3, 1fr); gap: 24px; }
  .mk-panel-grid { grid-template-columns: repeat(4, 1fr); }
  .mk-elig-grid  { grid-template-columns: repeat(4, 1fr); }
}